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Payday Loans Face New Limits Under Proposal From US Consumer Bureau

Payday Loans Face New Limits Under Proposal From US Consumer Bureau
Fri, 6/3/2016 - by Lisa Lambert
This article originally appeared on Reuters

The U.S. agency charged with protecting consumers from financial abuse unveiled a proposal on Thursday that would limit short-term borrowings known as “payday” loans, which can carry interest rates as high as 390%.

The Consumer Financial Protection Bureau’s proposal includes having lenders determine if some borrowers can afford to take out debt. It also calls for restrictions on loan rollovers.

Payday lenders typically cater to low-income borrowers who need cash in a pinch but cannot access financing from mainstream banks. The name comes from the idea that a borrower would take out an emergency loan and repay it with the next paycheck. Since the loans often are not collateralized, lenders take the risk of not being repaid and charge higher rates.

“Too many borrowers seeking a short-term cash fix are saddled with loans they cannot afford and sink into long-term debt,” said CFPB Director Richard Cordray in a statement, calling the proposal “mainstream” and “common-sense.”

“It’s much like getting into a taxi just to ride across town and finding yourself stuck in a ruinously expensive cross-country journey.”

The industry has braced for new regulation from the CFPB since the 2010 Dodd-Frank Wall Street reform law gave it authority over the payday loan market, and anticipation of new federal rules has already created political fractures on Capitol Hill.

Meanwhile, the Federal Bureau of Investigation and Internal Revenue Service have cracked down on alleged fraud and racketeering in the industry. Payday lenders are one of the targets of “Operation Chokepoint,” an FBI investigation into business relationships between banks and potential law-breaking companies.

The CFPB’s proposal includes a “full-payment” test for people borrowing up to $500 over a short period. Lenders would have to determine whether a borrower could afford each loan payment and still meet basic living expenses, according to a summary.

It would bar lenders from taking auto titles as collateral and would make it difficult for them to “push distressed borrowers into reborrowing.” It would also cap the number of short-term loans made in quick succession. At the same time, it would limit the number of times a lender could try to debit a borrower’s bank account for an outstanding payment, with the CFPB saying failed withdrawal attempts rack up bank fees for borrowers.

The proposal presents two alternatives for longer-term loans. One caps interest rates at 28 percent and the application fee at $20. The other is an installment loan of equal payment amounts, with the loan’s total cost capped at 36 percent.

The agency said current practices ensnare borrowers in “debt traps” with accumulating fees and interest, and that they encourage people to take out new loans to pay off old debts, all of which can leave them broke, without bank accounts, or carless.

Lenders say they fill a critical hole in the economy, allowing people living paycheck to paycheck to cover basic costs and those in need, who may have poor credit records, to quickly take out loans.

LONG FIGHT, POLITICAL FRACTURES

The fight over the proposal will span months. The agency will evaluate comments on the proposal, due Sept. 14, before issuing final regulations. It is also beginning a review of “other potentially high-risk loan products and practices” such as open-end credit.

Cordray was scheduled to discuss the proposal later on Thursday at a hearing in Kansas City, Missouri. A coalition of advocacy groups supporting reforms planned a rally in the city, while detractors have already begun voicing concerns.

On the political front, Republicans, who are widely critical of the bureau, say restricting small dollar, short-term loans will cut off struggling consumers’ access to a legal financial lifeline during emergencies.

Democrats generally support reform, but are divided on how it should be carried out.

Massachusetts Senator Elizabeth Warren and other proponents for stronger financial regulation have lined up behind the CFPB.

Democratic National Committee Chair Debbie Wasserman Schultz, on the other hand, has promoted the approach used in her home state of Florida which is considered more permissive. She has sponsored a bill with other members of the House of Representatives from the state to delay the CFPB rules for two years and exempt states with laws similar to Florida’s.

Originally published on Reuters

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Welcome To Dr. Powell Garcia Loan Service…
Are you a business man or woman? Are you in any financial mess or do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes? Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve.

Our loans Are well insured for maximum security is our priority, Our leading goal is to help you get the service you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose – from vacations, to education, to unique purchases

We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans,car loans, hotel loans, student loans, personal loans Home Refinancing Loans with low interest rate @2% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme.

Interested applicants should Contact us via email: (dr.powellgarcialoans@gmail.com)

My name is Mrs Stacey Albert from Colorado USA, I'm a happily married woman with 3 kids. Out of respect for this great and reliable company, I must make this testimony known to the whole world. I've been to other loan lending company without receiving any loan all they do was rubbing me of my money about $10,000USD, I wished I came to you earlier, I got the best from you God bless you sir. For about a year now, I and my family have been through financial difficulty due to bad credit and I have searched everywhere for help but no good result other than scam not until a friend of mine referred me to a genuine and reputable loan lending company KENDRICK INVESTMENTS LIMITED. she told me that Mr CHRISTOPHER KENDRICK who is the C.E.O of KENDRICK INVESTMENTS LIMITED, with Email address:- KENDRICKINVESTMENTSLIMITED@OUTLOOK.COM is a God fearing and kindhearted man. I took her advice though I was filled with doubt I applied for a loan of $70,000USD, I did everything and followed the loan process promptly and my loan request was approved and shipped into my bank account on the 20th of July 2016, you are indeed a God-sent to me and my family and we are once again a happy family. thank you so much. For everyone out there who is looking for a real/reliable and genuine lender contact Mr CHRISTOPHER KENDRICK of KENDRICK INVESTMENTS LIMITED and be free from internet scam. KENDRICKINVESTMENTSLIMITED@OUTLOOK.COM

Good day,
Do you need a loan? interested parties should contact Paul Anderson loan
company today, Lender E-mail: unionloanservice@outlook.com
unionloanservice@outlook.com
We offer private, commercial and personal loans with very minimal annual
interest rate as low as 2% for 1 year to 50 years repayment duration period
to all parts of the world. We give out loans from $5,000.00 to
$100,000,000.00.

Our loans are well insured for maximum security is our priority, you lose
sleep at night worrying how to get a legit loan lender? You bite your nails
to the quick? Instead of beating yourself, contact Paul Anderson credit
agency today (Loan Services) Now, Loan specialists who help stop Bad Credit
History, to discover the winning solution that is our mission.

Interested parties should contact the company via email for more
information: Lender E -mail: unionloanservice@outlook.com
unionloanservice@outlook.com
Name of creditor: Paul Anderson

Await your urgent response shortly.

Best Regards,
Paul Anderson.

Dear Mr./Mrs,

I am Mr Harry Smith a Private Money Lender who offer loans at 2% with capital base between a Minimum amount of $5,000.00 and a maximum of $120,000,000.00 and £5,000.00 to £120,000,000.00GB Pounds to Individuals,Firms and Cooperate Bodies. Fill and return the below details if interested. Email: goldfinanciercompanydpt@yahoo.com

Full Name:
Loan Amount Needed:
Loan Duration :
Country:
State:
Address:
Gender:
Age:
Phone Number/Mobile Number:
Monthly Income :

Best Regard
Cynthia Luciette (Online Advertiser)
Mr Harry Smith
Managing Director
EMAIL: goldfinanciercompanydpt@yahoo.com

ALL THANKS TO KENDRICK INVESTMENTS LIMITED FOR GRANTING ME A LOAN $850,000USD GOD BLESS YOU.

Good day everyone, I am Mrs Dorothy Marcus, from East Bridgford, United Kingdom, I want to say a big thank you to Kendrick Investments Limited for changing my financial status by granting me a loan after this hard time of trier. I am a widow with 4 kids, I lost my husband a couple of years ago and things where not as they used to be. Also I was a victim of scam about 3 months ago June precisely, I was out here on the internet in search for a legit loan to start up my life again but I was scammed of about $8,000USD by three different loan companies as processing fee. They all promise to grant me a loan only to take my money and gave me nothing in return.I became so frustrated, until one faithful day when I came upon a testimony of one Mrs Nevaeh Jayden whom I also chatted with, and she told me of KENDRICK INVESTMENTS LIMITED with email address:- KENDRICKINVESTMENTSLIMITED@OUTLOOK.COM and how she successfully got a loan from them through the help of Mr Christopher Kendrick Who is the Director of the company. Although i never believe her at first, I thought of giving it a trier after a couple of days, I sent in an application for a loan and as God will have it on the 2nd of September 2016, I was granted a loan amount of $850,000USD without any collateral security. Now I am a proud owner of a business enterprise. I'm thankful to God, Mrs Nevaeh and also to Mr Christopher Kendrick who helped me restructured my life again. My advise to you out who are currently in need of a legit loan assistance kindly email this legit loan lender and put an end to your financial problems. KENDRICKINVESTMENTSLIMITED@OUTLOOK.COM

ALL THANKS TO KENDRICK INVESTMENTS LIMITED FOR GRANTING ME A LOAN $850,000USD GOD BLESS YOU.

Good day everyone, I am Mrs Dorothy Marcus, from East Bridgford, United Kingdom, I want to say a big thank you to Kendrick Investments Limited for changing my financial status by granting me a loan after this hard time of trier. I am a widow with 4 kids, I lost my husband a couple of years ago and things where not as they used to be. Also I was a victim of scam about 3 months ago June precisely, I was out here on the internet in search for a legit loan to start up my life again but I was scammed of about $8,000USD by three different loan companies as processing fee. They all promise to grant me a loan only to take my money and gave me nothing in return.I became so frustrated, until one faithful day when I came upon a testimony of one Mrs Nevaeh Jayden whom I also chatted with, and she told me of KENDRICK INVESTMENTS LIMITED with email address:- KENDRICKINVESTMENTSLIMITED@OUTLOOK.COM and how she successfully got a loan from them through the help of Mr Christopher Kendrick Who is the Director of the company. Although i never believe her at first, I thought of giving it a trier after a couple of days, I sent in an application for a loan and as God will have it on the 2nd of September 2016, I was granted a loan amount of $850,000USD without any collateral security. Now I am a proud owner of a business enterprise. I'm thankful to God, Mrs Nevaeh and also to Mr Christopher Kendrick who helped me restructured my life again. My advise to you out who are currently in need of a legit loan assistance kindly email this legit loan lender and put an end to your financial problems. KENDRICKINVESTMENTSLIMITED@OUTLOOK.COM

Welcome To Dr. Powell Garcia Loan Service…
Are you a business man or woman? Are you in any financial mess or do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes? The Terms and Conditions are very simple and considerate.You will never regret anything in this loan transaction because i will make you smile

Our company has recorded a lot of breakthroughs in the provision of first class financial services to our clients, especially in the area of Loan syndication and capital provision for individuals and companies. We have brought ailing industries back to life and we back good business ideas by providing funds for their up start Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose – from vacations, to education, to unique purchases

We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans,car loans, hotel loans, student loans, personal loans Home Refinancing Loans with low interest rate @2% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme.

Interested applicants should Contact us via email: (dr.powellgarcialoans@gmail.com)
(Website: http://powellgarcialoans.bravesites.com)

Are you in need of any kind of loan loan?
Do you need personal loan?
Need Business Loan?
Do you want to pay your bills?
You want to be financially stable?

Email:luiscarlosfinance@outlook.com

Fill out the application form. 1) Fullname: 2) Country: 3) Status: 4) Address: 5) Sex: 6) Occupation: 7) Amount Needed: 8) Duration of loan: 9) The purpose of the loan: 10)
Phone:

Email:luiscarlosfinance@outlook.com

We are reputable and accredited private loan lender, We offer all types of loan with 3% interest rate and no credit check. We do also offer refinancing home loans, the minimum and maximum amount we loan out is 5,000.00 Dollars to 2,000,000.00 Dollars,

Contact us to apply and for more info at:

Website: www.cfreeloan6.wix.com/cfreeloan
Facebook Page: www.facebook.com/cfreeloan6
Email: cfreeloan@hotmail.com

Hello Everyone,
At every point in your life, you'll need money for one thing or the other: starting or expanding your business, paying bills, settling debts, fixing your damaged vehicle, paying your rent, and so on. Unless you're a multi-millionaire, you'll always have one or more expenses waiting to consume every penny you earn.

The reality is that there are times when you just won't have the money when you need it so badly. In such instances, you have a number of options: ask your friends and family for assistance, sell some of your assets at giveaway prices, or take a loan. If you're like most people, you would definitely prefer taking a loan.

Here Douglas Rodgers Loan Firm(DOUGLASRODGERSLOANFIRM@LIVE.COM) comes in, Secure a Loan from us today and start up with something rewarding. Our transaction is 100% guaranteed as we also ensure a cordial relationship with our clients. We offer Loans with no credit Checks, No collateral, Easy steps, fast funding and a low interest rate of 2%. Why remain in a financial breakdown? Contact us today via email: Douglasrodgersloanfirm@live.com

Hello Everyone,
At every point in your life, you'll need money for one thing or the other: starting or expanding your business, paying bills, settling debts, fixing your damaged vehicle, paying your rent, and so on. Unless you're a multi-millionaire, you'll always have one or more expenses waiting to consume every penny you earn.

The reality is that there are times when you just won't have the money when you need it so badly. In such instances, you have a number of options: ask your friends and family for assistance, sell some of your assets at giveaway prices, or take a loan. If you're like most people, you would definitely prefer taking a loan.

Here Douglas Rodgers Loan Firm(DOUGLASRODGERSLOANFIRM@LIVE.COM) comes in, Secure a Loan from us today and start up with something rewarding. Our transaction is 100% guaranteed as we also ensure a cordial relationship with our clients. We offer Loans with no credit Checks, No collateral, Easy steps, fast funding and a low interest rate of 2%. Why remain in a financial breakdown? Contact us today via email: Douglasrodgersloanfirm@live.com

Hello,

My name is Robin Floyd Lamura. I live in USA Florida and i am a happy man today? I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to Them.

If you are in need of loan and you are 100% sure to pay back the loan please contact them, They are European helping loan seekers get loan with easy steps, please tell them that Mr, Robin Floyd referred you to them.

contact via E_mail: euroniceloancompany@gmail.com

We wish to give out loan to whom ever that is in need of a loan at interest rate of 3%, We give out loan from the minimum of 5,000.00 usd to the maximum 100 million dollars, pounds, euros, If interested, Contact us via email: johnoneil945@gmail.com

PURE HEART WORLD LOANS INC... HAS FINALLY DONE IT FOR ME, INDEED THERE IS LIGHT AT THE END OF THE TUNNEL [pureheartloans@yahoo.com OR CALL/TEXT +1(501)232-0410]

BE CARE VERY CAREFUL HERE. Nobody can help you here or even suggest how you can get financial help. Any answer of a loan lender to your question, you MUST ignore, because they are SCAMS…real SCAMS…i was a victim of which i was ripped thousands of dollars…well thank God for a Christian sister who referred me to a loan organization formed by Mr. Paul Malcolm called Pure Heart Loans (P.H.L). They made my life a valuable one and gave it a meaning. When the sister gave me their contact, I contacted them. Then I requested for a loan with all the necessary evidence to prove that I actually needed a loan, they approved a loan of $45,000.00 USD and in 48 hours after meeting up to their necessary requirements, my loan was deposited in my bank account without collateral. Though i was very nervous with the loan organization at first due to my previous bad experiences, I hold on to my faith due to the fact that my beloved Christian sister referred me, and as God should have it, little did I know that my financial shortcomings has come to a final HALT. If not for that quick referral from a christian sister to that genuine source, I would have regretted my total life, because at that point in time i just divorced the father of my son, and my son (Kenneth) was faced with a life and death situation. I was faced with his hospital bills and i was also faced with foreclosure at my apartment. Details of this GODSENT organization won’t be disclose for now for fear of impersonation (because it has been discovered that some persons are not really in need of financial help, but they just want to collect money from this genuine christian loan organization). And it is because of this reason they don't give out loan anyhow. You must be able to convince them very well, and provide good reasons/proofs to show that you really need a loan before they can approve it for you. They are reliable and trusted loan firm unlike many out there who rip people of their hard earned money,their interest rates is just 2% and little documentation is done. As i have earlier said, for security reasons i can only provide their email address and Phone Number. Feel free to contact them via Email at pureheartloans@yahoo.com OR CALL/TEXT +1(501)232-0410.......CONTACT THEM TODAY AND INDEED YOU WILL BE FREE FROM SCAMS OVER THE INTERNET

Welcome To Dr. Powell Garcia Loan Service…
Are you a business man or woman? Are you in any financial mess or do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes? Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve.

Our loans Are well insured for maximum security is our priority, Our leading goal is to help you get the service you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose – from vacations, to education, to unique purchases

We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans,car loans, hotel loans, student loans, personal loans Home Refinancing Loans with low interest rate @2% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme.

Interested applicants should Contact us via email: (dr.powellgarcialoans@gmail.com)

My Name is Nicole Marie, I live in USA and life is worth living comfortably for me and my family now and i really have never seen goodness shown to me this much in my life, As i am a struggling mum with two kids and i have been going through a serious problem as my husband encountered a terrible accident last two weeks, and the doctors stated that he needs to undergo a delicate surgery for him to be able to walk again and i could not afford the bills for his surgery then i went to the bank for a loan and they turn me down stating that i have no credit card, from there i ran to my father and he was not able to help me, then when i was browsing through yahoo answers i came across a God fearing man (Mr Martinez Lexie) who provides loans at an affordable interest rate and i have been hearing about so many scams on the Internet mostly Africa, but at this my desperate situation, i had no choice than to give it an attempt due to the fact that the company is from United State of America, and surprisingly it was all like a dream, i received a loan of $82,000.00 USD and i payed for my husband surgery and thank GOD today he is ok and can walk, my family is happy and i said to myself that i will shout to the world the wonders this great and God fearing Man Mr Martinez Lexie did for me and my family; so if anyone is in genuine and serious need of a loan do contact this GOD fearing man via Email: ( Lexieloancompany@yahoo.com ) OR text: +18168926958 thanks

HOW I GOT MY LOAN (Lexieloancompany@yahoo.com)!!!

My Name is Nicole Marie, I live in USA and life is worth living comfortably for me and my family now and i really have never seen goodness shown to me this much in my life, As i am a struggling mum with two kids and i have been going through a serious problem as my husband encountered a terrible accident last two weeks, and the doctors stated that he needs to undergo a delicate surgery for him to be able to walk again and i could not afford the bills for his surgery then i went to the bank for a loan and they turn me down stating that i have no credit card, from there i ran to my father and he was not able to help me, then when i was browsing through yahoo answers i came across a God fearing man (Mr Martinez Lexie) who provides loans at an affordable interest rate and i have been hearing about so many scams on the Internet mostly Africa, but at this my desperate situation, i had no choice than to give it an attempt due to the fact that the company is from United State of America, and surprisingly it was all like a dream, i received a loan of $82,000.00 USD and i payed for my husband surgery and thank GOD today he is ok and can walk, my family is happy and i said to myself that i will shout to the world the wonders this great and God fearing Man Mr Martinez Lexie did for me and my family; so if anyone is in genuine and serious need of a loan do contact this GOD fearing man via Email: ( Lexieloancompany@yahoo.com ) or through the Company website: http://lexieloans.bravesites.com OR text: +18168926958 thanks

Hello,

Good day to you, I bring you and household greetings in the name of God. Permit me to draw your attention to the loan program my company is currently giving out, I represent RAPID RESPONSE LOAN FIRM, in USA (with branches in Europe, Asia and South America). We are presently giving out loans to suit your budget at an interest rate of 3% and amount ranging from $1,000.00 to $10,000,000.00 within a duration period of 6 months to 50 years depending on the loan amount needed.

See our services BELOW;

* Personal Loans (Secure and Unsecured)
* Business Loans (Secure and Unsecured)
* Home Improvement
* Inventor Loans
* Auto Loans
* Wedding Mortgage
* Health Loans, etc.

So please, if you are interested or need more information, visit our website at

WEBSITE: rapidresponseloanfirm.my-acct.com

OR EMAIL US AT

Email: rapidresponsecustomer@my-acct.com

rapidresponseloanfirm009@gmail.com

OR CALL US AT

Phone: (+1) 213-640-2139

BEST REGARDS,
MR M CONNELL,
MANAGING DIRECTOR,
RAPID RESPONSE LOAN FIRM.

Hello,

Good day to you, I bring you and household greetings in the name of God. Permit me to draw your attention to the loan program my company is currently giving out, I represent RAPID RESPONSE LOAN FIRM, in USA (with branches in Europe, Asia and South America). We are presently giving out loans to suit your budget at an interest rate of 3% and amount ranging from $1,000.00 to $10,000,000.00 within a duration period of 6 months to 50 years depending on the loan amount needed.

See our services BELOW;

* Personal Loans (Secure and Unsecured)
* Business Loans (Secure and Unsecured)
* Home Improvement
* Inventor Loans
* Auto Loans
* Wedding Mortgage
* Health Loans, etc.

So please, if you are interested or need more information, visit our website at

WEBSITE: rapidresponseloanfirm.my-acct.com

OR EMAIL US AT

Email: rapidresponsecustomer@my-acct.com

rapidresponseloanfirm009@gmail.com

OR CALL US AT

Phone: (+1) 213-640-2139

BEST REGARDS,
MR M CONNELL,
MANAGING DIRECTOR,
RAPID RESPONSE LOAN FIRM.

Hello i am Roberts Antony from Florida USA,when i was in need of a loan of
$230,000 to transit a business my friend introduced Jermaine loan firm to me because she got a loan from them sometime ago, so I was so scared because of the scams in the internet but my friend encouraged me to give them a try and i gave them a try and i got my loan within 4hrs and their ways was very easy no credit check,no cosigner,no collateral and their interest rate is just 3%, so i will advice anyone out there that need a loan to contact them via their Email:(jermaineloans711@gmail.com)

Hello i am Roberts Antony from Florida USA,when i was in need of a loan of
$230,000 to transit a business my friend introduced Jermaine loan firm to me because she got a loan from them sometime ago, so I was so scared because of the scams in the internet but my friend encouraged me to give them a try and i gave them a try and i got my loan within 4hrs and their ways was very easy no credit check,no cosigner,no collateral and their interest rate is just 3%, so i will advice anyone out there that need a loan to contact them via their Email:(jermaineloans711@gmail.com)

I have been in a financial mess for the pass 8 months now, I am a single mum with kids to look after. My name is Joan Denise Wanner, and I am from Ridley Park, Pennsylvania. A couple of weeks ago My friend visited me and along our discussion she told me about Mr Christopher Kendrick Of Kendrick Investments Limited email:- kendrickininvestmentslimited@outlook.com or kendrickinvestments@inbox.lv, that he can help me out of my financial situation, I never believed cause I have spend so much money on different loan lenders who did nothing other than
running away with my money. She advised I give it a try because he helped her too by granting her a loan to revive her dying business. so I mailed him, and explain all about my financial situation to him, he therefore took me through the loan process and gave me a loan of $250,000.00 as I have applied for and today I am a proud business owner. all i did was to follow the term and condition of the loan. I'm so happy I did. All thanks to you Mr Christopher Kendrick for helping me out of my financial mess. I'm sharing this because I too care about you all. I can never stop thanking you for your help. I'm telling the world about your kindness in my life God bless you sir.
If you must contact any firm to get any amount of loan you need with a low interest rate of 3% and better repayment
schedule, please contact KENDRICK INVESTMENTS LIMITED email:- kendrickininvestmentslimited@outlook.com or
kendrickinvestments@inbox.lv. thank you so much.

Hello,

My name is Robin Floyd Lamura. I live in USA Florida and i am a happy man today? I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to Them.

If you are in need of loan and you are 100% sure to pay back the loan please contact them, They are European helping loan seekers get loan with easy steps, please tell the loan agents that Mr, Robin Floyd referred you to them.

contact via E_mail: euroniceloancompany@gmail.com

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Kevin fought to bring truth every day. We must not lose this struggle.

prison reform, incarceration rates, private prisons, for-profit prisons, white supremacy, enslavement, climate justice, racial justice, Green New Deal

The year 2020 has caused many white people to realize we live in a racist system. The Green New Deal is about systemic change for all, and deconstructing racism must be front and central in this agenda.

coronavirus pandemic, Donald Trump, Boris Johnson, Jair Bolsonaro, COVID-19 deaths, downplaying coronavirus

By infecting three of the world’s most right-wing leaders, the coronavirus underscored not only the incompetence and irresponsibility of their governments – but the truth that their brand of populism doesn't keep people safe.

COVID-19, corporate bailouts, corporate welfare, corporate destruction

Corporations are not "too big to fail" and, when they commit crimes, they are not "too big to jail." As David Whyte writes in his new book, "Ecocide: Kill the Corporation Before It Kills Us," the moment is now to rein in out-of-control corporate power.

The world has lost an incredible thinker and doer. I have lost an amazing friend. A void exists where before it was filled with David's optimism, humour and joy.

Kevin Zeese speaks at a rally for Chelsea Manning. By Ellen Davidson.

Kevin fought to bring truth every day. We must not lose this struggle.